Money Train

Money Train Slot Review

Relax Gaming arrived on the high-volatility scene in 2019 with Money Train, a Wild West shooter built around one of the most copied bonus rounds in modern slots. The 5x4 grid and 40 paylines look ordinary at first glance, but the real draw is the Money Cart feature, a respin round where collector and payer symbols stack multipliers toward a 20,000x ceiling. This Money Train review walks through the base game, the bonus mechanics that made the series famous, and how the slot holds up for players chasing big, infrequent wins.

Theme & Design

The slot drops you into a dusty frontier of steam trains and outlaws, framed by a sepia palette, wanted posters and a twangy soundtrack that leans into the spaghetti-western mood. The presentation is functional rather than flashy, keeping the focus squarely on the grid and the action. Players who later enjoyed the polished sequels will notice how much the original set the template; the Money Train 3 slot expanded the cast and the visuals, but the gritty tone and core loop started right here.

RTP & Volatility

At 96.20% RTP with a high volatility rating, Money Train is built for patience rather than steady payouts. Forty paylines run across the 5x4 grid, and stakes range from $0.10 to $50 per spin. The base game is deliberately quiet, with most of the value locked behind the bonus, so your session swings on how often you reach the Money Cart. The figures below cover the details the game page leaves out, from respin rules to the buy price and hit rate.

Symbols & Payouts

The paytable is led by a cast of gunslinger characters, with the top Gunslinger symbol returning 20x your stake for five on a payline. Beneath them sit the usual card-suit royals that fill out the smaller wins. A Wild steps in to complete combinations across the reels, but the symbols that truly matter are the Bonus scatters: landing them on reels 1, 3 and 5 is the only route into the Money Cart round during normal play.

Money Cart Bonus

This is the heart of the game. Landing bonus symbols on reels 1, 3 and 5 awards three respins, and the counter resets to three every time a new symbol lands; only the empty tumbleweed fails to reset it. Special symbols drive the totals. Payers add a multiplier to all visible symbols, Collectors combine every visible value into one, Wideners add an extra reel, and persistent versions keep applying their effect on the spins that follow. Values build until the respins run out or the 20,000x cap is reached. Fans of the mechanic can see how far it evolved in the Money Train 4 demo, which layered on even more symbol types.

How to Play Money Train

Choose a stake between $0.10 and $50, then spin manually or set autoplay to run a fixed number of rounds. For players who would rather not grind toward the scatters, the Bonus Buy unlocks the Money Cart directly for 80x your stake, and purchasing the feature raises the theoretical RTP to 98%. The standalone Money Cart game strips the experience back to just the bonus round if that is all you are after. Because the base game pays so little on its own, a bankroll sized for the bonus hunt is essential here.

Final Verdict

Money Train remains a landmark high-volatility slot, and even with newer sequels on the shelf it still delivers a tense, rewarding bonus round. The base game is bare by design, so this is one for players who accept long dry spells in exchange for a real shot at 20,000x. Load the demo first to feel the variance, then ride the Money Cart for real money on our platform when the timing feels right.